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| *Loan,banking and credit>>>health insurance |
I want to become self employed; where can I get health insurance for myself and family? |
I want to become self employed; where can I get health insurance for myself and family? Kaiser Permenente has plans if you are in their area. Hold on to yourself, because you are going to be shocked at the cost. Even for a healthy non-smoking single person under 40, it was close to $200 a month. A family is probably going to be around $500 or more. Yikes. Blue cross Yeah, you can get a COBRA plan. I'll just warn you they are VERY expensive. Check around to everywhere that provides in your state. Some companies offer better in different areas. You can start with your State Dept of Insurance and they can tell you who is available in your state. Also a good licensed insurance agent can also help you. COBRA is an option, it allows you to continue with your former employer's insurance for 18 months (if your company is large enough to have to comply with COBRA regulations). The cost is 102% of the preimium and usually the employer's plans are richer than what you would buy on your own. A lot will depend on your own health situation and your tolerance for risk. If you can accept paying for your own RX and doctor's visits, look for a high deductible plan that will provide catastrophic coverage. Golden Rule is a good company that is part of a large insurer (United Health Care). You might want to look them up on the web and see what they offer in your area. Benefit Administrator ouch you are not going to like it!!,,but the best would be to go with an independent insurance broker, they can tell you what suits you best. good luck!! I've found the best deal on health insurance at the site below. |
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