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What can a type-1 diabetic do for short term health insurance? |
My girlfriend, a type-1 diabetic, was at a miserable job for 3 months waiting to begin health insurance. After putting up with it for that long, she had to quit. Now, most other jobs she has been interviewing at require a 3 month wait until health coverage starts. What can we do to get her health insurance in-between jobs, even though she has a "pre-existing condition"? I am worried about something happening to her in the meantime and we need to get her insured. Short of getting married and adding her to my plan, are there any viable alternatives? Thanks. Sorry to tell you this, but Type I Diabetics are an automatic decline with all health insurance companies. Her best option is to get a job with good group coverage and wait the three months. With group insurance, she cannot be declined. The only other option is to contact the state. Most states have a "high risk pool" that people with diabetes or other declinable conditions can get into. However, the rates are high and the coverage is not that good. Source(s): Insurance agent Contact the largest or most common health nsurance companie in your area. You can get individual plans. They most likely wont cover prescriptions or at the most you will get discounted prescriptions, but plans are available without being tied to an employer. You are looking for "individual health insurance plans" if you want home based job http://www.freewebs.com/homesjob... if you want life security you have to check more info http://www.freewebs.com/getinsurance... if you want health info http://www.freewebs.com/healthcareinfo... In California no carrier will cover someone who is Type-1 Diabetic- I consider this is a terrible - additionally most companies will not insure Type -2 diabetics, what is trajic is that this disease is the fastest growing amongst the folks who need health insurance the most like the latin community. (1 out of 3 latins have no insurance in America). www.HispanicInsure.com www.hispanicinsure.com |
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