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How can I ask my employer to provide and PAY for health insurance for my spouse and children?


With our income being cut in half, we cannot afford to shell out and extra $700 a month.

I wouldn't even bother. They know how much you earn, and how much your insurance costs.... If they intended it to be any other way, they would have had other options available. They're probably trying to discourage you from having your entire family on one plan. Helps keep costs down.

You can always try begging. That works sometimes... Source(s): wk in insurance & health care for 10+ yrs
You can ask, but why would they? I would suggest taking on another job to cover the expense.

I'm sure that I won't get "best answer", since you were looking to get someone else to foot your bill, but ultimately, it's your responsibility.

If you are unhappy with the benefits that are being offered, then you need to find another employer.

Good Luck!!
If there is not already a health plan in place at your work, your employer cannot only offer this benefit to your family. If there is a health plan, check with HR to see how it can be tailored to your needs.... Good luck!
LOL! You can ask any way that you want, but that is a lot of extra money to pay for insurance for you, your spouse, and children. Good luck. Not many companies offer that.
If you can't live without - get a second job, have your wife get a second job, or find a different job with better benefits.
Are you sure it's 700 a month more? Usually companies will have a plan that is available to the covered employee if they want to include family coverage, for about 350-450 a mo. But I doubt they will do it for free.You might try getting a promotion to a higher pd position. Or start looking for an employer that will provide you with a better paying postion
HAHA. NO WAY DUDE! HAHA HAHA! GET A BETTER JOB! GO TO SCHOOL FINISH COLLEGE AND STUP DOING YOUR WIFE. USE CONDOMS HAHA.
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