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| *Loan,banking and credit>>>health insurance |
Could anyone please tell me if they know of a reasonable priced health insurance for seniors in wisconsin? |
The ones I checked have really high deductables, or real high premiums. Thank you I'm assuming that even though you say seniors, you do not mean 65 or older? If so, Medicare A & B is what you want. B is $95 a month taken out of social security. You then need a supplement to Medicare to pick up the deductibles and co-pays. Should cost you between $100 and $150 a month depending on state regs. If you are under 65, there is no reasonable health insurance. I have clients paying $600 a month each for basic coverage with high deductible and co-pays. THe choice is pay through the nose incase something happens, or keep your fingers crossed until you are 65. Scary, but very real issue in the US. Don't forget to get your Long Term Care Insurance also. A long term care situation can take your life savings, and home. A big doctor/hospital bill cant. You can make a $50 a month payment for medical bills, but not for Long Term Care. State will make you spend down and lien your home if you need extended care. Hope that helps. You know that you are covered by medicare. If you want something better, go to www.medicare.gov and find other insurance companies who carry medicare policies with almost 0 premium. It has tons of materials in it. Play around with it, until you find what you are looking for. You can also call medicare over the phone and get information that way. I've used this site to find information on insurance. Hope this helps! http://insurance.divinfo.com/ |
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