For 12 years, I had AVMED. Everyone I knew said it was really bad. I'm telling you I never had one problem with them and I only paid 10 or 20 bucks a visit when I went to the doctor(specialists included). My prescriptions were between 7 and 20 bucks.
Now, I have Blue Cross/Blue Shield (Blue options plan). Oh my God, it is just awful. My out of pocket expenses are killing me. My scripts are outrageous. They never pay what the doctor bills you. They will only do 80 percent of what they think the bill should be. Now I have 5 medications I am supposed to be on but I can't afford them. I woeked at the welfare office for 12 years. People who sit on their a s s e s and don't work, get a much better plan with medicaid than I do because I'm working. And I am paying 400 bucks a month for this trash. I would consider paying twice as much if I could get everything included because my co pays and expensive scripts are costing me 400 a month at least.
Any suggestions? Serious answers only please |