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What are some things we can do as a nation to lower the cost of health insurance?



What are some things we can do as a nation to lower the cost of health insurance?

So far the best proven way is to put the consumer in control of the health spending.

When the third party insurer pays and the consumer (policyholder) doesn't really know the true cost, they have no incentive to find ways to lower costs.

But if the consumer has to pay from their own cash account like in a Health Savings Account (HSA), they pay A LOT more attention to costs.

As they make smarter choices in the marketplace, true competiton enters the market and costs will come down.
Quit getting sick.
Eliminate health care insurance. The cost of health care will drop like a stone in a lake.
san francisco is actually trying to pass a law that gives universal health care to all residents. businesses and the city will pay for the cost.

the thinking says that if everyone is insured it will actually drive cost down.

here is an interesting article that I ran across:

http://financialwisdom101.blogspot.com/2...
exercise. stop smoking. work no more than 35 hours per week. take long vacations. stop divorcing. bring God back into our lives, our school, our courts, and in our hearts.
Merge Medicare with Medicaid and extend the resulting program to the general population, not just the elderly and the poor.
Tell the illegal immigrants Adios Amigos!
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