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U.S resident living in Canada.. what do I do if I want to have a baby here but no health insurance? |
I'm living abroad in Canada. Not yet a permanent resident, so I don't have a social security number here, nor do I have any health insurance. What kind of prenatal care can I get in canada if I'm uninsured? Any advice? go to the us embassy there and talk to someone about it. If you don't want to do that, go to a local hospital and ask the financial department what they recommend. You will have to return to the US. You cannot get free health care with out being a citizen or having some kind of official immigrant status. Our healthcare system is extemely overtaxed as it is by those who abuse the system so they have really cracked down and unless you intend to pay cash you will not be seen. Your baby deserves good medical attention so go back to the states to have your baby. Go home and have the baby there. Nurse Go to the "finding your tribe" section at www.mothering.com/discussions and ask the ladies there for a recommendation for a midwife in your area. Yes, you'll have to pay cash, but you'll likely be able to pay in installments. You might not be able to give birth in a hospital, but if there aren't any complications with the pregnancy, you don't NEED to give birth in a hospital anyway; there are some places in Canada that are rural enough to not HAVE hospitals and EVERYONE gives birth at home with midwives, because that's the only option. A friend just went through that and she said it was the best birth experience she's had (she's had 3 children)! It's a social insurance number, not SSN. Just think of your 'sin'... Short version: you can pay for it. Re. "you might not be able to give birth in a hospital" -- oh, for heavens' sakes. Canadian hospitals don't turn anybody away, and they do bill for services. The difference here is that the bill would go directly to you, not, as in my case, the province that insures me. (But I still think at home with a midwife beats a hospital, but that's another story...) Anyway. Hmm. "Needy refugee claimants and refugees living in the provinces which have the three-month eligibility waiting period can receive emergency and essential health services. The cost of these services is covered by the Interim Federal Health Program." http://www.cic.gc.ca/english/newcomer/we... Are you a needy refugee...? Hmm. You _might_ want to look in to is getting travellers' health insurance from the States; you can get it for some rather extended periods. Whether that covers pre-natal care, I have no idea. But. And: "Generally, to qualify for medicare in most provinces you must reside in that Province, you must be a Canadian citizen or landed immigrant. If you have temporary status, contact your Provincial healthcare agency to ask if healthcare coverage is available... Who is eligible to receive a health card? Canadian citizens and permanent residents are eligible in all provinces. Certain persons in Canada for a temporary period of time (e.g., temporary workers, holders of a Minister's permit, foreign students, and refugees whose status has been confirmed by the Immigration Refugee Board) are also eligible in some provinces. Essential health care services are available to refugee claimants through the Interim Federal Health Program at Citizenship and Immigration Canada." http://www.webimmigration.com/settle.htm... Talk to your immigration lawyer if you have one. Talk to the provincial insurer. Don't stress. You can get health care; you'll just have to pay for it. Note that Canada is still a LOT cheaper than the US. "People without health insurance coverage are charged directly for medical services. New residents of British Columbia must wait three months to receive a provincial health card." http://www.ag.gov.bc.ca/immigration/bc/m... |
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