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Is health care equal to medical insurance? and wt does medical insurance do? should i get one? |
Is health care equal to medical insurance? and wt does medical insurance do? should i get one? Healthcare would be the care you receive for any medical attention needs one would have. Health Insurance aka medical insurance offers you pre-negotiated rates(ppo) or pre--paid services (HMO) for medical attention you receive, this pays for medical attention but is not the attention itself. In America some plans offer both, Kaiser Permanente owns its healthcare plan and offers health insurance plans, as they actually employee doctors and own hospitals, under its Foundation. Whereas in comparison Blue Shield/ Blue Cross type of insurance co's do not employee physicians or own hospitals, they contract with these entities and pay them for services. Should you get one? Absolutely, yes a good health plan should be obtained by every single american, several ways to obtain it- freee social services if you have children check with MedICal and social services in your area, if you are employed check with your employer, and if you are self employed I would suggest you do research on PPO - HMO - HSA type plans, and pick one that fits your lifestyle. Rudy Rivas www.HSAInside.com , President Yes No Maybe ya it is Health insurance and medical insurance are synonymous. Generally, people with health insurance are healthier than people without health insurance, and they are far more likely to get the medical attention and prescription drugs they need, when they need it. I鈥檝e included a link to a summary of a Kaiser Family Foundation study exploring the link between insurance and health for children. It shows that having health insurance is much more, well, healthy than not having it. Medical bills are also one of the major causes of personal bankruptcy in the United States. Health/medical insurance helps you pay for medical bills in exchange for monthly premiums and often a portion of the medical bills. In the Sources section, I鈥檝e linked to a couple of articles which do a very good job of walking you through what health insurance is and how you might go about selecting a health plan. If you want to take a look at multiple health plans and compare prices and features, there are many Web sites that you can visit. MostChoice.com is one that allows for easy health plan comparisons and can put you in touch with local area agents 鈥?without any obligation or cost. Check it out here: http://www.mostchoice.com/health-insuran... Hope this helps, Barnes@MostChoice Kaiser Family Foundation Uninsured Children Summary http://www.vhcf.org/pdf/consequencesofno... Choosing and Using a Health Plan http://www.ahrq.gov/consumer/hlthpln1.ht... Checkup on Health Insurance Choices http://www.ahrq.gov/consumer/insuranc.ht... |
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