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What are the factors affecting insurance cost and quality of health care in singapore? |
What are the factors affecting insurance cost and quality of health care in singapore? The biggest affects on the cost of health care are government price ceilings and whether there are market influences in the industry. For example, in the US, insurance companies pay out whatever doctors charge without comparing prices. Doctors will therefore charge about double to insurance companies what they would normally charge a frugal customer. Insurance companies pass on this cost to their own customers, who can't see the overcharges hidden in their monthly rates. If insurance companies were to "shop around" for less expensive medical care, the doctors would be forced to compete for their business and would charge less. |
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