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| *Loan,banking and credit>>>health insurance |
If you separate from your hubby and the health insurance is through him would I still be covered?? |
or do I have to get my own policy? PLEASE READ THIS!!! You are entitled to COBRA as long as you are legally separated or divorced. Remember, this has to be a legal separation in order to qualify. If you are not legally separated then he still has to maintain you on his policy, as you are still legally married. If you become legally separated, make sure that you write into the separation documents who is responsible for the COBRA premiums. Also, because this would be a legal seperation or divorce, you are entitled to COBRA for 36 months,, not the standard 18 months. If you are healthy, it may be more feasable for you to purchase an indivdiual plan. When doing so, make sure you work with a local agent to help you decide which policy works best for your situation Bottom line is cover yourself legally - if you are going through a separation - do it legally and address your health insurance issues with the courts. http://www.KnoxAssociates.net Source(s): http://www.dol.gov/ebsa/faqs/faq_consume... separated, yes you are still covered, divorced, no. if you guys divorce or if he takes you off, until then you are covered. You will be on it unless he takes you off or until you get a divorce. My friend went throught the same thing. If you are not divorced then yes you will still be under his policy. |
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