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| *Loan,banking and credit>>>health insurance |
Is it true that once I turn 18 I won't be covered by my parents' health insurance? |
I am turning 18 in a few weeks, and I was wondering if I won't be covered anymore, I am currently a college student and I won't be able to afford insurance So long as you're a full time college student dependent on them. Insurance companies wont mess around, you must be a full time student, and they usually require a copy of your transcript every semester as proof. But so long as you are, you're covered. As long as you're a full time college student (12-18 units) your parents insurance should cover you until about 23-25. (this depends on the insurance company.) They will have to prove this every year at open enrollment. no, its 24 21 or 23 and full time student Depending on your state. In Texas, it is 23. You should be ok for now. What you need to watch out for is after graduation, you may need to take out temporay health insurance until you find a job. If you somehow are diagnosed with cancer, etc in the mean time or they can prove you had it without constant coverage for 60 to 90 days, you will be denied. Insurance Agent Usually if you're a full time college student, you have until the age of 22 or 23. |
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