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Pregnancy and Healthcare????? I have health insurance under my parents until Jul 21. My baby is due July 15th. |
I just started a new job on Monday, and my benefits dont kick in until May 1st. The problem is my benefits wont cover my pregnancy, cause it wil be a pre-existing condition and I wont have any health insurance to cover my pregnancy. I applied for Medicaid today, and was told...I make too much money (23k) and couldnt receive benefits. What other options do i have than just paying for the pregnancy (delivering charges out of pocket) under HIPAA, your pregnancy under law federal law cannot be considered a pre-existing condition (if you have prior coverage under a group plan, even if it was your parents), so if your plan has maternity benefits, they cannot deny you. your going to have to go to bat with them on this, even threaten. you have to give the a "certificate of credible coverage" from your parents group inurance coverage,that shows you were covered under your parents plan, and that there was no more than a 60 day (even less is better) gap in coverage. tell them you know that it cannot be excluded under HIPAA law. this is what the military says about it In July of this year my daughter reaches the "age 23/full time college student" TRICARE ineligibility point. What are the rules and time limits under the Health Insurance Portability and Accountability Act (HIPAA) for her to enroll in a non-TRICARE plan so that any pre-existing medical conditions will be covered from the time of enrollment? When a person loses health care coverage and then enrolls in another health care plan, or COBRA, as long as the beneficiary has not had a break in coverage of more than 63 days, he/she is considered to have continuous coverage. this is the link (its towards the end of the page) http://www.tricare.mil/faqs/question.asp... This is the link you need to get a certificate of credible coverage from tricare, to show your employer. (Make sure there is no gap, or its overlapping, in coverage) http://www.tricare.mil/factsheets/viewfa... Source(s): (see page 11) http://www.dol.gov/ebsa/pdf/consumerhipa... http://www.insurance.com/faqs/healthfaqd... http://parenting.ivillage.com/pregnancy/... if your covered under your parents until july 21st, then you are covered. I wouldn't advise it, but you can see about having a cesarean scheduled on your due date, before your parents insurance runs out. I don't know about the particulars, but I know it can be done as an option. I would advise you talk to your current doctors about options. They'll know best. I would think your dates are safe to leave it to mother nature. I know of a great company that will cover pre-existing conditions. It is actually discount health benefits rather than insurance, and very reasonable in price.Maybe it will work for you http://www.mybenefitsplus.com/ewarner... Study up. Mommy!!! If you鈥檒l take a few moments and look at these sites, you will be one smart person when you鈥檙e done!!! Best sites ever for pregnancy! This web site will tell you everything you need to know about your pregnancy! http://www.4woman.gov/pregnancy/index.cf... http://www.marchofdimes.com/pnhec/pnhec.... http://parenting.aol.com/parenting/onlyo... http://www.marchofdimes.com/pnhec/362.as... Here are all the pregnancy symptoms listed: http://www.mayoclinic.com/health/symptom... Top 10 Morning Sickness Tips http://pregnancy.about.com/cs/morningsic... For Pregnancy tests, If you鈥檇 like to gain a excellent understanding of how a pregnancy test works, look here: http://www.mayoclinic.com/health/home-pr... http://www.4woman.gov/faq/pregtest.htm... http://www.4woman.gov/pregnancy/one.cfm... Common Myths About Pregnancy When it comes to pregnancy, have you ever wondered what's true and what's an old wives' tale? http://www.webmd.com/content/article/49/... For Teen Fathers, some good advice for you! http://teenadvice.about.com/od/teenfathe... http://health.discovery.com/centers/preg... http://www.babycenter.com/pregnancy/expe... http://fatherhood.about.com/od/pregnancy... http://pregnancy.about.com/od/forfathers... http://www.marchofdimes.com/pnhec/362.as... http://www.paternityangel.com/articles_z... http://www.healthunit.org/pregnancy/preg... http://www.labouroflove.org/conception-&... Best sites ever for teens: http://www.nlm.nih.gov/medlineplus/teena... http://pregnancy.about.com/cs/teenpregna... http://www.teenwire.com/infocus/2003/if-... Teen Birth Control: http://www.kidshealth.org/teen/sexual_he... http://www.medem.com/medlb/article_detai... http://www.coolnurse.com/birthcontrol.ht... Birth Control Help: To make an appointment with a Planned Parenthood health center, call toll-free 1-800-230-PLAN (1-800-230-7526) Call or contact your local Health Department. @ 1-800-311-2229 This toll-free telephone number will connect you to the Health Department in your area code Adult birth control: http://www.mayoclinic.com/health/birth-c... http://www.mayoclinic.com/health/morning... http://www.mayoclinic.com/health/birth-c... Videos about childbirth, pregnancy, and parenting, birth control. http://video.google.com/videosearch?q=ch... http://video.yahoo.com/video/search?p=ch... http://video.google.com/videosearch?q=pa... http://video.google.com/videosearch?q=te... http://video.google.com/videoplay?docid=... When you don鈥檛 have money to get the care you need: http://www.thefrugallife.com/medicalalte... Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: 路Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code 路For information in Spanish, call 1-800-504-7081 路Call or contact your local Health Department. |
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