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Health Insurance, United Healthcare Plan CoPay 35 PPO ? |
Does anyone have this coverage and is it good, worth the money, any problems, etc.? Thanks! A great book for you that I read is called "Healthcare for Less" by Michelle Katz...the book will help you sort through all of these questions and save you a ton of money in healthcare. Where you live in the country will effect your coverage and what your health insurance will cover....after I read the book, I found that an HSA was more cost effective for me and have saved sooooo much money!!!!! I got my copy of the book at Barnes and Noble. I think you can also order it cheaper on www.amazon.com....I hope it helps you like it did me!!! You probably would need to add more information about your plan so that we can see what the $35 delivers. PPO plans are nice because you have more freedom than with an HMO. However, PPO plans are less likely than HMO plans to include preventive medicine like routine check-ups. Currently, Blue Cross Blue Shield has a family of plans called Tonik, which offers dental and preventive for a little more than what you鈥檙e paying. As for United Healthcare, it is one of the two largest health insurers in the US, and they get a favorable rating from PayerView, a group that measures how well insurers work with doctors (link below). I鈥檝e also included links to some other sites that rate health plans and individual doctors and hospitals. You might also want to talk with local health insurance agents in your area. Try using MostChoice.com. It鈥檚 free and you can also get online quotes in a few minutes from many different local health insurance companies. You can find it here: http://www.mostchoice.com/health-insuran... Hope this helps, Barnes@MostChoice Choosing and Using a Health Plan http://www.ahrq.gov/consumer/hlthpln1.ht... PayerView http://www.athenapayerview.com/... US News & World Reports: Best Health Plans http://www.usnews.com/usnews/health/best... Consumer Reports: HMO vs. PPO http://www.consumerreports.org/cro/healt... HealthGrades http://www.healthgrades.com/ |
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