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| *Loan,banking and credit>>>homeowner insurance |
Why would the homeowner insurance exipre during my bankruptcy when it's included in the mortage payment? |
Why would the homeowner insurance exipre during my bankruptcy when it's included in the mortage payment? Because the mortgage company didn't pay it. Did your escrow account have any money in it to pay the premium? If not . . . maybe because you weren't making payments . . . then the policy expires because it wasn't paid. The company may have been notified of the bankruptcy. This happened to me with a credit card. It was a store credit card (Old Navy). It was open with no balance. I had used it only one time and paid that off. After filing the big B, I went to use it. My kids had tried on numerous clothing items, forever, and when we got to the check-out the card was declined as closed by the issuing bank. This, of course, happened on a Saturday. When I did call the card's customer service on Monday they had been notified somehow from the B filing and they closed it. I have since heard similar stories from other people, about other credit cards. Insurance companies do have access to your credit bureau info. That shows them how responsible or not responsible of a person you are. Good luck getting it straightened out. |
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