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I need homeowner insurance on my house. I live in Florida and cannot get anyone to write me a policy?



I need homeowner insurance on my house. I live in Florida and cannot get anyone to write me a policy?

You can go to the Florida "FAIR" plan for your basic homeowners, then Citizen's Insurance for the wind coverage, and the flood through National Flood Insurance Plan.

As you know, insurance in Florida is NOT going to be cheap; these companies are the carriers of last resort (well, except for Flood, you only EVER find flood coverage through NFIP) but if you've tried several independent agents and they are all turning you down, you can get the coverage - all you have to do is cough up the money, and fill out the application. If your house has "issues", like unrepaired damage, you need to take care of that right away; they WILL inspect within the first 30 days.



Here's the contact info:

Florida Residential Property and Casualty Joint Underwriting Association (F, MSC)
101 North Monroe Street, Suite 1000
Tallahassee, FL 32301
(850) 513-3700
Fax: (850) 513-3900

http://www.citizensfla.com/purchasing/in...

and

http://www.fema.gov/business/nfip/... Source(s): agent, 21+ years
thenks for aqll the help I finallt found insurance but I am paying for it.

You didn't say anything about why you're being denied--is it your location, the type you're trying to get, or is there a general moratorium on new insurance policies in the state?
That's what happens when you live in Hurricane Alley - if that's where you live.
Sounds like your stuck with the state ran insurance Citizens.
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