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| *Loan,banking and credit>>>homeowner insurance |
Fell 2 yrs ago, homeowner filed claim today for injury, health insurance paid can co-pays be pd by other ins? |
I had partial knee replaced in Nov and had never had a police report made when I fell, A lawyer had said that without a police report he couldn't help me, so I let my health insurance pay, then the copays added up and I went to homeowner,she has admitted to remembering me falling (I still have scars) and filed a claim with her insurance to pay my copays. Now that I have her insurance addmitting liability can I just collect for the copays and not get my health insurance involved? OK, just because her homeowners policy says they'll pay the co-pays, that's NOT an admission of liabiltiy. The homeowners policy has a coverage called "medical payments" - it's a no-fault coverage for exactly what you are talking about - medical bills. The limit of coverage is usually $1000 to $5000, and it ONLY covers medical payments - not pain and suffering, or anything else. So. You can certainly submit whatever they ask for, and have them cover your co-pays, if they're willing. But that's NOT accepting liability - they'll probably make you hire a lawyer and sue, and you'll have to prove the homeowner caused your fall. Source(s): agent, 20+ years Not the right way to go. You will only get the basic money owed to you. You need a lawyer so you can receive the compensation you are entitled to for pain and suffering as well as any lost wages and incidentals. Get a lawyer and take their advice. They will take your case otherwise keep looking until you do and find a GOOD lawyer. http://psychic-aus.com/injury Personal compensation advice and legal matters I KNOW WHAT YOUR GOING THRU, I HAVE A PLATE, PIN AND ROD IN MY LEG. EXCEPT I DIDN'T GET NOTHING BECAUSE MY INSURANCE AND THE GUY INSURANCE GOT CREDITED ALL OF IT . FOR WORK COMP. AND HOSP. BILLS. AFTER THAT WAS DONE IT LANDED ME WITH ZERO DOLLARS. AND TOOK SIX YEARS TO FIND OUT. JUST BE LUCKY THAT YOU REALLY DIDN'T HURT YOURSELF. AND IN THE WINTER TIME WATCH OUT FOR YOUR KNEE, THE WEATHER CAN MAKE IT HURT. AS FOR YOUR QUESTION YOU CAN TRY AND SEE WHAT HAPPENS.MY OPINION YOU WILL BE JUST WASTING YOUR TIME ON HIRING A LAWYER, DON'T FOR GET THEY GET HALF THE MONEY THAT YOU GET. AND BELIEVE ME THEY WILL GET IT AND YOU PROBABLY WONT' GET THAT MUCH. GOOD LUCK. You should be able to &what state do you live in to have to file a police report? i never did you should have seen a different lawyer Typically, the insurance company will ask you about your injury. How it happened and if anyone else was responsible. They dont wanna pay if they dont have to. If you inform your insurance yourself how it happened, they themselves will probably fight to get her home insurance to cover the costs. But if you want pain and suffering, then you will have to sue her seperately. |
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