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Insurance Adjusters question Homeowners Insurance? Slab Leak causing Foundation to raise? need steps.? |
1) I have researched to find many claims have been paid that cover slab repair when the cause was proven as a result of water damage. 2) My leak under the slab is the cause of the slab damage, raising it in the center 3) My question is what steps should I take prior to repair, to make sure the damage is documented & my slab is repaired by my insurance coverage. 4) The slab leak is on my, I see that, but the damage it caused should be covered. 5) The cause of the slab damage is the water leak under the slab which raised the foundation 6) As an adjuster, what steps should I take to ensure the damage is insured and covered? Thanks Sure, they have been paid. It depends on a. what policy form, b. what exclusions/endorsements are on the policy and c. what causes the water damage. You'll have to specify general policy type & water damage cause for a better answer. If this is surface/groundwater, there IS no coverage. If this is a burst pipe, slowly leaking water, there is coverage to the slab to GET to the leak, but not coverage for the leak itself. There is no coverage for the foundation. Sorry. I've never seen a homeowners policy that covers foundation. Even for fires. You don't "take steps" to ensure the damage is insured. The steps would have been taken PRIOR to the loss - to make sure that you had the most broad policy possible. |
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