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| *Loan,banking and credit>>>homeowner insurance |
My Homeowners Insurance cancelled me because I have a Pit bull? |
My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners? Because 90% of liability claims paid out on homeowners policies are dog bites. And 75% of those dog bites are one of five breeds - including pit bulls. So, insurance companies don't want to give liability insurance to people who own pit bulls, chows, dobermans, wolf/wolf hybrids, or rottweilers, sometimes german shepherds. Yes, little dogs bite more, but they don't do the damage. I know of ONE homeowners company that will write a policy with a dog exclusion - Foremost Insurance. www.foremost.com to find an agent near you. The exclusion means, if your dog bites, you pay everything out of pocket. No exceptions. Source(s): Agent, 20+ years Because of the hysteria that comes with Pitts, homeowners are just trying to cover their butts. We can't have Pitts either because our landlords do not have a license to have them on our property. Certain breeds of dogs are marked as being high risk because of aggressive nature "in general". That doesn't mean your dog is aggressive, but they just have a lot of problems with the breed being aggressive. Sorry about your insurance. Start shopping around, and good luck. Yup. That's because your dog is the exception. They are too much of a liability from a law suit for the insurance industry. i am training to become an insurance agent. The reason why they care so much is because its a dangerouse breed of dog... also roitweilers, dohbermans, chow chows. any breed that is overly agressive can cause problems with neighbors, or potentially bite or cause harm to people.... i know it sucks i have a pit of my own, i just didnt disclose him in my report. I dont blame them. I had pit bulls growing up. They were very sweet.They both bit the blood out of me.They also killed lots of animals--cats,dogs and wild animals.They are killers.One of my dogs died when he bit the tire of a moving car. |
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