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Will homeowners insurance pay for rewiring a mobile home? |
electric wiring is a fire hazard Insurance does not cover upkeep. Rewiring the house or mobile would be considered upkeep.it's true that bad wiring is a fire hazard. it's not up to the insurance company to maintain your home, it's up to YOU to do that. So no, homeowners policies don't pay maintenance issues, including rewiring your house. If they find out you have a fire hazard there, and arent' doing anything to fix it, they can cancel your policy. agent, 21+ years Nope. Insurance only covers damage to the insured object caused by an insured peril. Unless the wiring was damaged by an insured peril, this is not covered. It is up to you as the policy holder to eliminate or minimize to the best of your ability unsafe conditions. No. Insurance is not a warranty program. True, it may be a fire hazard, but it's usually a maintenance issue, caused over time and due to deterioration. These are usually excluded in insurance policies. |
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