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My house was robbed how much does homeowners insurance normally cover? |
My house was robbed how much does homeowners insurance normally cover? You would have to check your policy .. There is usually a deductible, and depending on what all was stolen, and the value of these items.. First I hope you filed a police report , if your planning on filling an insurance claim. If the deductible is really high and the stuff that was taken is not worth, then you might want to rethink even filling. It is a strike against you and you premium could go up.. It also has a lot to do with the policy wording, like the replacement value.. Just get your policy in front of you and call your agent .... good luck Every policy is different. Check yours. you NEED to read your policy! it all depends upon the policy!!! It depends on what you can prove you had. Good luck! depends on how much insurance coverage you have for theft and what it would cost to replace the items, most insurance will not replace 100% Depends if you had things appraised or not... If not, they will give you the depreciated value of items stolen, if so & they are on your homeowners insurance you should get full value back. You'll have to call your insurance company. It depends on what specifics are detailed into your policy. |
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