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Is hidden structural damage covered by homeowners insurance? |
Is hidden structural damage covered by homeowners insurance? Generally speaking, no it's not covered unless it's due to a harmful event, i.e. cause, such as fire/theft/wind. If it's a matter of a defect in the workmanship of the home, no, that's a warranty issue & not an insurance issue. If it's a matter of failing to maintain the property...absolutely not. Yes. But most of Homeowners Insurance are covered for FFF( Furitures, fixtures and fittings) Thats contents only. Check the Contractor forst and who is your Real State agtent and check the coverages if it its covered/ Absolutely. What type of structural damage are you talking about. It is going to depend on the type of damage to the home whether it is covered. Depends on what caused it. Caused by fire? Covered. Caused by rot or termites? Not covered. It also depends on which policy form the insured has. agent, 21+ years |
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