Is fencing insured under coverage b of the homeowners insurance?
Yes, fencing is covered under a homeowner policy if you are looking to submit a claim for a covered loss. Of course, you would be subject to your policy deductible, so it is advisable to obtain an estimate of repair before submitting a claim to your carrier, otherwise you will have a reported claim on your policy's history even though there was no payout involved. Sometimes future insurance carriers look at that when underwriting a new risk.
Source(s):
I have been an insurance agent for over 30 yrs. Yes, It normally is, however you need to consult your policy to make sure.
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