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| *Loan,banking and credit>>>homeowner insurance |
Anyone had any dealings with house fire and homeowners insurance? |
daughters home burned down the day before her wedding.how long does it take to get the checks I'm dealing with a landlord policy and a fire at the moment. It's been nearly two months. A check was sent within a few weeks, but I'm disputing it. My advice is for her to not accept what she's given until she's completely certain it's fair. They'll try to get away with the smallest dollar amount they can. I wish I could give you an exact amount of time, but, I can't. Much depends on the who, what, when, where, why and how regarding the facts of the fire. Who is the carrier? Some are better than others in resolving these claims. What type of policy is involved? Replacement vs Actual Cash Value, contents, and any special riders that may be attached. When, Where, some areas of the country/state/city are much easier to obtain the particulars of the fire. The insurance company needs to get a copy of the fire marshall or equivalent report and then go from there. Why? If there is any question of cause, or anything else, it can hold things up. How? Did the fire start, what was damaged, is it salvageable? Rebuild or fix certain parts. Sorry, but that is what is needed to give you a better idea. BUT, generally your daughter can expect some type of resolution in 30 days. The money may not be paid all at once, especially if the damage is very large and the house can be saved. She is best to speak with her insurance agent. She should stay on top of the insurance co. The squeaky wheel.......gets paid first. What a bummer for your daughter. I hope she was able to put all that out of her mind and enjoy her big day! Hope that helped. I had a home burn, total loss, about thirty years ago. it depends on who she was insured with. I had no problem collecting the insurance but it does take time. The insurance company must investigate the fire, and their is paper work on your daughters side. She must itemize everything that was lost down to a towel. Just stay in contact with the insurance company to see if there is anything else she needs to do. Good luck. experience |
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