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| *Loan,banking and credit>>>insurance claims |
My daughter had a at fault accident in my car and now there is a claim on my insurance, will my rates go up? |
My daughter had a at fault accident in my car and now there is a claim on my insurance, will my rates go up? Also she doesn't live with me and she isn't on my policy. NO your rates will not go up. As long as she does not live with you and is not on your policy. The insurance company will obviously ask who she is and if she resides with you so you would need to prove that (copy of her Driver's license showing her address different than yours or a bill). If she did live with you, you would need to either add her or exclude her from your insurance. Its the same as though your friend borrowed your car. Your rates will not go up but on her insurance policy with whatever company she is with her rates will go up due to the driving record showing the accident which will be there for 3 years. Oh and by the way, the car owner's insurance is first to cover the accident so if you did not have insurance then your daughter's insurance would cover the accident or if your insurance was not enough to cover the accident as far as the liability goes then her insurance will pick up the rest. Good luck! Source(s): Licensed Insurance Agent. YES sorry.. it will go up... (one who knows) Probably. OUCH. who ever's policy will go up. Who's ever policy is fixing your car is going up. Obviously yes, your insurance rates will increase, but there is no telling how long it might stay at that rate. |
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