*Loan,banking and credit>>>insurance claims

How do i claim from another drivers insurance?

he admits liability and all blame, i was parked up at the time

Technically you don't - you claim from the other person and he seeks the protection (indemnity) from his insurance company - you have no right whatsoever to claim on his insurance as you are not a party to that contract - you are a third party.

Now the lesson is over, here is what you do. I assume that you do not have comprehensive cover. If you do it is far easier to get your own insurance company to repair the vehicle and recover their expenses from the other insurer. However you would have an excess as an uninsured loss so the following applies in both cases. I also assume you do NOT have legal expenses insurance - if you do then just contact them and they'll help you.

1) Obtain insurance company details from the other driver - if you call him be pleasant - I find that works best. If you can't obtain them over the phone then you will have to write a letter to him detailing the circumstances of the incident and providing your own contact details. Ask him to forward the letter to the insurer. (He may offer to pay himself - but be careful about accepting this offer if you don't know how much damage has been done). You can include the estimates (q.v.) with this letter.

2) Contact (or wait to be contacted by) his insurance company. If you call provide them with his insurance details, policy number. Outline the circumstances of the incident - The insurers will not admit liability - especially if they have not been notified directly. They will normally ask you for two estimates if the car is driveable (or they may arrange for their approved repairer to take the car in) - if so you should obtain them and send them to the company.

3) Once the company have received the estimates they will normally recommend you to go ahead with the lower - you then pay the bill and send it to them for reimbursement. If the insurers do use an approved repairer then the repairer may bill them directly.

4) This assumes that the other driver 'plays ball' i.e. fills in the forms/ notifies the insurance company and does not dispute liability. If he does not then eventually you may have to go through the courts. It all depends.

5) For more detailed advice - see your local insurance broker. (Or get yourself one) They would have advised you already without the trouble of using forums. Source(s): Insurance Broker

No doubt he will try to retract his admission - insurers advise policy holders to NOT admit liability, and let them assess it instead.

If he is insured it should be simple. Go via your own insurance and they will contact his insurers. If he was not insured, then you are buggered.
You get his insurance details from him and write to them - ONE WORD of warning - make sure he informs them - if he doesn't you will have afight on your hands because they won't take your word for it and if he doesn't inform them - then there is no accident to report -
Take it to be fixed and have the body shop call his insurance company. You call his insurance company and have them send an adjuster out to look at your car where you want it to be fixed not where they want it fixed. Make sure his insurance company provides you a rent car.
Nissan Master Technician
you can get his insurance details and ring them directly , which is what i did last year or ring your own insurance company and given them his details .

either way you can just sit back and let them deal with repairs etc

Ps glad your wernt in car at time