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If we socialized health care wont a lot of people quit their job, and insurance companies go out of business? |
i think we all know people that work at places just for the bennefits. Also i doubt all insurance companies are as inherently evil as some seem to beleive. My question is sense we would be loosing so much taxed income wouldn't that hurt the needed tax base to run healthcare. I dont want to see political slurrs here if your smart enough to anwsere the question then just answere the question!! i like the premise of this question. i'm going to do my best to answer it--i only have theory to support my answers, i don't have enough empirical data to be conclusive. first: it seems that any time you subsidize something, you're going to have a lot of cost incurred in that. it's a general rule that governments are not as efficient as private organizations. however, this case has a possibility to be different. it won't maximize the total amount of money, that's for sure. but there could be a different goal in mind. perhaps you can be more effective by giving it to people likely to spend it? a socialized healthcare system could in fact lead to more employment. i, for example, as a recent graduate? i won't even look at a job that doesn't supply benefits. unless it's going to offer me about $7k more a year? no way. if i were guaranteed health care, i could work more cheaply for my employer. perhaps a national sales tax, eliminating the IRS, could offset the cost to healthcare? i don't have the data to back it up, but it would definitely reduce the overall cost of the government. keep in mind that it seems pretty inefficient to have socialized healthcare. but we can't make empirical claims without having real evidence--yet.I work for rent and food. Health care is a nice extra. It's not the reason I work, it's one of the reasons I choose to work where I do. If health care became free, I still could not afford to quit my job. I don't think most people would quit their jobs, but I'm sure a lot of insurance companies would go out of business. A few would survive, though, and in order to compete with the government's near monopoly on health care, they'd have to raise their rates through the roof. That would mean that unless you're very rich, you could not afford to purchase private health care, which would result in most people being practically forced into opting into the government's plan. So, if you didn't happen to like the government's plan, you'd be out of luck. In Australia they have a generalized heath-care insurance that is available to everyone but not all hospitals accept it. And the ones that do accept it don't give the same quality of care that they give to privately insured patients. The biggest negative effect, in my opinion, would be the downward spiral of care in general. Do to the lower reward aspect (controlling the amount of money a doctor makes, scientists make who develop medications, etc) we would have fewer of the brightest minds go into medicine. Eventually we would have fewer medical discoveries, less qualified doctors, etc. On top of that, everyone with a runny nose would be at the clinic, clogging the lines for people to get the attention really needed. This is why people wait months to get care in Canada. As for the insurance companies, depending on the socialized plan, there would be several effects. Most people don't realize it, but in canada, people need health insurance to pay for the costs of medicine, which are not covered by the gov't. If it were a completely socialized plan, expect or taxes to go to 70 percent of our income, and insurance companies to struggle. you bet ye that is the idea, cut out the middleman. |
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