| Do you want life insurance information? This category is your resource for helpful life insurance infomation. The Editors of this life insurance site collect frequently life insurance questions and life insurance tips for your searching and browsing. Hope you can find useful advice what you want.Happy surfing! |
| life insurance |
| If I am benificey on life insurance do I have to pay my mothers bills with it? |
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I think the Executor of your Mom's estate is responsible for any outstanding bills.I don't think life insurance money is considered ...... |
| Is selling life insurance a lucrative job? |
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As with most things that are pure sales, it's as lucrative as you make it.
In the end, it's all up to you. Yes, it helps to be...... |
| Is life insurance taxable by the state and federal gov? Do you have to pay taxes on it? |
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The death benefit is never taxable when it is paid to the beneficiary. But if there is no name beneficiary, the proceeds are paid to an esta...... |
| Term life insurance and endowment insurance ? |
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Term insurance was never meant to be used as 'final expense' insurance. It was meant to cover debts, such as mortgages, loans, in o...... |
| How can I help my wife and family manage my life insurance benefits after my death? |
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Despite some of the snark, "InsuranceAgent" makes a good point. Leaving your life insurance to a Trust will ensure that the money...... |
| My mother died, she had no will, no estate, just life insurance, that she gave to me, an only child.? |
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By law, as the sole offspring of the deceased, you are entitled to inherit her assets. Her estate is comprised of assets and liabilities and...... |
| Has anyone taken the Florida Life, Health, Variable Annuity Insurance State Exam? Any Tips/Advice? |
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All the states have similar exams. The only advice would be to make sure you know the material inside and out. The exams are taken from a po...... |
| Can I have life insurance from multiple insurers? |
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Sure you can. Yes, they will all pay out. They don't 'subrogate' if there is other coverage in place.
Sour...... |
| I bought Whole life insurance in 1990, has not done well. How can I get better return on this? Cash / reinvest |
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buy turm & invest the difference...... |
| IS Term Life insurance better than Endowment Isurance ? |
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term life = protection against death and permanent disability with zero cash value
endowment = saving + protection
both serve differen...... |
| WFG or New york met life, and question regarding insurance? |
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It sounds like your cousin has a variable life or Universal variable life version of insurance. There are insurance policies that can guara...... |
| If you have 2 life coverages in insurance will it mess up one or the other? |
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hello lois
you can have two or three.....or four.....so on
I found interesting information about your answer & options here. ...... |
| How long does it take for a change in ownership on a paid up life insurance policy? |
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Usually a week or so, but Met service has been slow lately. How about talking with an insurance agent before you just assume that cashing i...... |
| How does one go about beating a nicotine test for a life insurance policy? |
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Nope, no way to beat it. Sorry, he'll have to pay smokers rates. Which makes sense, because if he lies on the application, it can void...... |
| In laymans terms - what is the difference between term and whole life insurance and which one do i want ? |
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Term insurance is cheaper鈥攁ll you get is the life insurance. When what ever term is up, you have not accrued any cash value. Main two option...... |
| How do you find out if someone had life insurance? |
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I am very sorry for your loss. As far as I know, there used to be a way to find out, but due to HIPPA (privacy) laws, it is no longer allowe...... |
| I want to cancel my whole life insurance policy. I've had it for 3+ yrs. Will I get any money out of it? |
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Usually, a whole life policy will show a table of the cash value it accrues over time. Unfortunately, three years is usually when you start...... |
| Is money collected on your spouses life insurance taxable money or is it exempt? |
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It's not taxable income to you. If the premium was paid directly to you, the beneficiary, by the life insurance company, then it's ...... |
| How do I change my life insurance beneficary from my husband who wont divorce me to someone else? |
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You can change your beneficiary at any time without his consent. After all it's YOUR policy. Also, from my own personal experience,,,yo...... |
| When i die, can credit card companies get my life insurance? |
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If your estate is the beneficiary, yes.
Or if the credit card belongs to you and a spouse, then your spouse is responsible for the debt...... |
| What does face value mean on a life insurance policy? |
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The previous answer is the most correct. The "face value" of a life insurance policy is the death benefit. However it's subjec...... |
| Can someone tell me about life insurance? This is just an example, how does the law apply?? |
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imho, yes.
while Helen agreed to the contract stipulations, the court will likely rule that this one is void as it attempts to unjustly e...... |
| I purchased 5 Viatical Life insurance policies and I would like some contact to inquire about sellin them.? |
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Individually owned viaticals are incredibly risky. The only way to do it is to have a large enough pool with accurate risk assessments. Tr...... |
| Should I get life insurance?? |
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You never know what the future holds. I would think it would be a good idea to do your homework first, find out costs, best options, pay ou...... |
| As an independent life insurance agent, is it possible to contract with two agencies or IMO's? |
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This depends on your situation. You can contract with as many IMO's or FMO's that you wish. As far as the Agency you are with, tha...... |
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