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My daughter is looking for a company for Medical Health Insurance. Her company will pay 60%.? |
She is looking for a company that will provide for Doctors visits and Hospital visits. One that is not to expensive because she is on a very strict budget. Any suggestions will be helpful. ..Thanks. I am self employed and after seemingly endless hours of comparing companies and coverages this site gave me the best quote. I use them now and have never had a problem. Good Luck. Source(s): http://www.dpbolvw.net/click-1923985-596... I wouldnt get an internet quote, call these guys: AETNA, BLUE CROSS (DEPENDS WHERE U LIVE) CIGNA, GUARDIAN A lesson in health insurance might help, health insurance in the united states started in the 1800's it was used as a pooling of risk. Today, it works much the same millions of people pay into a plan- and a small percentage of these folks actually make claims. The insurance companies have brain washed american society into pusing plans that have small copays and little or no deductibles along with limited benefits, ie. no maternity coverage, or brand name coverage. Back in the day, healthcare was for major catastrophies not the small stuff. Adding all these benefits have made policies un-affordable for 43milliion americans. An easy solution would be educating or peeling away the fraud that anyone needs to pre-pay for medical care. You see when someone buys a traditional plan ie. HMO plan, payment is pre-paid to the insurance co. a percentage goes directly to the primary care physician you pick, so regardless if you go into the doctor for services the doctor and insurance co. make money the first day you sign up. The real way to take control of medical costs and premiums is to look into a Health Savings Account, these are very exciting for anyone who earns an income. So many tax advantages and significally lowers your overall costs, this type of plan works on pure mathematics, without preying on your fear. You will not see these types of plans being advertised on TV or newspaper, the only ones talking about them is the money advisors. So your asking if they are so great, why have I not heard so much about them, well first off health companies are not promoting them, they cut into profits when sold. Second because they cannot be sold by novice salespeople, the big brokerage houses like ehealth insurance and other large brokerage houses are not explaning them, you see selling this type of plan takes an experienced person, you can learn more at www.HSAInside.com www.HSAInside.com They are cheap & reasonable and have good health plans, "http://www.dpbolvw.net/email-1961891-104... |
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