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On insurance applications, is "taking medications" the same as "having medical treatment"? |
Thank you for all answers. If you are taking medications, you would be considered as "having received medical treatment" in most cases. More and more medications are going over the counter today, so if you take OTC meds, they don't necessarily constitute receiving medical treatment. Also, you can receive medical treatment without taking medications. Treatment can include things like consultations, therapy, or even diet restrictions. Source(s): Certified Insurance Consultant - Life/Health Well, you can't take medication without a prescription. So you're "treated" when you get the prescription. So yes. agent, 21+ years Generally, if you are taking medications, then you are under a doctor's care. However, there are people out there who take medications but are not under a doctor's care. An example would be someone who was taking prescription pain pills that their friend gave them or they stole. In most cases, someone would lie about something like that. If someone was using someone else's RX drugs without medical care, then the insurance policy could be void. That is, if the insurance company found out. If you have a question, you should call the insurance company and ask specifically what they are asking for each so that you cn fill in the information correctly. It is not the same, so they ask both questions. Medication is only one kind of treatment that may be administered - heat, radiation, massage, and prescribed movements and exercises are all treatments, too. |
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