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I need to purchase private medical insurance for both myself and my husband any suggestions?



My employer just raised the price of our health insurance to $450.00 per month for both my husband and I.....I want to see if I can get coverage somewhere else for less. Any suggestions on companies? BTW, I tried BCBS...way too expensive!

If you do business with a local insurance agent, call and get a referral to someone who specializes in health coverage and shop around. In Ohio, Nationwide used to have a decent individual health plan. Don't fall for one of these crap companies that offer "coverage" for $59.99 a month; it's a scam.

You may find, based on where you live, that only a hand full of companies write comprehensive medical policies in a given area. In central Ohio, I only know of four, so you may find BCBS is in the ballpark for your individual situation. You're probably better off eating the increase at work. Source(s): http://ohio-insurance-forum.blogspot.com...
wow
Contact the agent
http://www.freewebs.com/insuraces-assura...
OK, you're GOING to pay more than that for a private policy. BCBS isn't "way too expensive", it's really around market value.

If you want a policy to cover you both for about $200 a month, you're going to be looking a a $5,000 deductible - or higher - the insurance doesn't kick in until AFTER you've paid the first $5,000 in medical bills.

Health insurance is expensive, because just about EVERYONE puts in claims. Some claims are just higher than others.
agent, 21+ years
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