| mortgage insurance |
| Can my mortgage lender force me to increase my property insurance? |
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Yes and no.
If you can't talk them into accepting the replacement value of your dwelling amount, they can put "forced placemen...... |
| I received an insurance check made out to me and the mortgage co. I need to cash it. what can i do? |
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Legally the mortgage company is a co-owner of the property and as such they are automatically included as a payee for any claim for damages ...... |
| I received an insurance check made out to me and the mortgage co. I need to cash it. what can i do? |
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Well, you bring it to the mortgage company to sign off on it, and you have to prove to them that the work is substantially done before they ...... |
| Can a bank change after buying out our mortgage demand for us to purchase more flood insurance? |
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The loan holder (bank or mortgage) has the right to purchase the coverage in lieu of you doing it.
However, it is a real judgment call on h...... |
| Who pays for Title insurance on a purchase in Florida (fee and mortgage)? |
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Generally the seller would pay in most counties. There are a few counties that the buyer pays but most of them are seller. Title insurance i...... |
| Is it wise to have an impound account included in your mortgage to pay for property tax and hazard insurance? |
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Absolutely. WIll you realistically set aside thousands so that you'll have it for tax time? What about $600+ for home owner's insura...... |
| How much would a mortgage payment be on $124,800 home including taxes and insurance? Estimate is fine...? |
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Assuming the house is worth 130,000, that you pay around 3,000 in taxes, and your loan is 6.5 percent for 30 years, you monthly payments wou...... |
| If you have a mortgage judgement against you can you collect money from an insurance settlement? |
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It would depend on if you have filed bankruptcy or not. If you have than you should be able to collect and if not then they will probably ta...... |
| Is it legal for the mortgage company to keep the insurance money? |
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No it isn't legal, since the approved payment for the repair, but you need an attorney specializing in real estate law. Don't attemp...... |
| Is it legal for the mortgage company to keep the insurance money? |
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You expected the house to be in the same condition as when the inspection was completed - you expected the inside to be in the same conditi...... |
| I live in South East London and wondered if I have to have terrorism insurance to get a mortgage for my flat? |
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To my knowledge you can no longer GET terrorism insurance on most buildings insurance.
And your home insurance as a flat cannot be insur...... |
| Can I be required by a mortgage company to buy flood insurance if i don't live in a flood zone? |
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They can require it. I work for an insurance company and have talked with mortgage companies and individuals needing flood insurance for loc...... |
| If I am in a property partnership, and my name is NOT on title, could my life insurance pay off the mortgage? |
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sounds like there are 4 owners on the property. why are you two paying all the mortgage and not the other?
anyway, life insurance can pay...... |
| My rent is 拢65 weekly if i was to buy the mortgage would be 拢430 including insurance .? |
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The mortgage company may be unwilling to give you a mortgage as you are in part time work. You have to satisfy them that you are able to af...... |
| Does the homeowner's insurance have to cover the mortgage amount? |
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Legally, no, but that doesn't mean the mortgage company won't give you a HORRIBLE time over it.
Legally, as long as your house is...... |
| Can mortgage co. force loan payoff with insurance damage proceeds even if contrary to mortgage contract clause |
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The loan company can't do anything that contradicts the contract. That's why there is a contract in the first place....... |
| Should land taxes and home insurance be combined in a mortgage payment? What is more economical? |
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this depends on the degree of security you have to have as well as your trust for yourself. if you really need to know that those taxes and...... |
| Do mortgage consultants/loan officers need liability insurance? |
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It's a darned good idea, especially if you are self-employed. More important is the errors and omissions insurance. Again more applica...... |
| How does a mortgage company buy insurance on property one day and file a claim the next dayon the property? |
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The mortgage company is listed as a lien holder on the property and would have been paying the premiums on the policy for the property sinc...... |
| Insurance or a Mortgage??? |
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The guy above me seems to have some issue with being secure in himself! Anyways... The market is slower right now and sales are down. It i...... |
| What is the difference between the principal, interest, and insurance of a mortgage? |
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Your lender is required to give you a "truth in lending" breakdown of actual costs prior to the closing. What you are looking for...... |
| When you refinance your house, is it normal to get a check back from your insurance and an mortgage escrow? |
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This is not about overpayment but account changes.
When you refinance a loan which has an escrow account those funds are yours. When the...... |
| My disability insurance is making my mortgage payment. I paid for ins. Can I claim the interst or is it income |
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The mortgage is still in your name, so it doesn't really matter WHO makes the payments - the interest is yours to claim. The payment th...... |
| Does homeowners insurance pay off your mortgage if the house is lost? |
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No. Your homeowners insurance will pay out the value of the policy. So, if you have a mortgage of $100,000 and you only have insurance for $...... |
| What type of insurance company buys your mortgage and lets you stay and rent? |
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If the person owns their home (or most of it), then there is what's called a "reverse mortgage", which is where the bank pays ...... |
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