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| *Loan,banking and credit>>>mortgage loan |
I can get a mortgage loan for $0 down, should I invest my money else ware, or should I place a down payment? |
I am in the Army, and am going to use my VA loan. This gives me the ability to get a mortgage loan with $0 down. Since I am coming back from deployment soon, I have saved up some extra cash. I am wondering if I should get the VA loan, and just slowly pay of the loan while I invest my extra cash somewhere. I will most likely be in the military for five more years, so I was thinking that's how long I would like to invest the money, just in case I need it for when I get discharged. I am not sure how to calculate whether I will recieve more money from the principal of my loan paid due to a higher down payment, or whether I will recieve more in some form of investments. If you how any knowledge on this subject please offer your advice. Thanks a lot. The more the down payment,the less the interest. Making a down payment will reduce your interest and thus your monthly payments. It may reduce the payments enough that you could get a 15 year loan which would be even cheaper over time. Have the mortgage company you are dealing with provide you with a payment schedule for loans with and without a down payment. (That will only take them a few minutes and a little bit of paper.) You should also talk to several as interests rates do vary somewhat between institutions. Predicting an investment return requires making an assumption about the average rate of return. Which means the answer could vary considerably. The assumption will depend on the amount of risk you want to take. If you are conservative the down payment is probably the best way to go. If you don't mind taking a risk investing your money might be advantageous. everybody i lend loan to people who lack financial problem as a private lender the scripture says that give to him who ask of you and from him who wants to borrow from you do not turn this loan is at four% interest but a commited people a deligent steward and a outstanding achiever with unwaving drive to foster greatness so if you are interested in our loan contact us at via donaldchristloanfirm@yahoo.com... Hi, If its money you need,I mean you need a lender....Then you can check this guy out...He helped me with mine. If interested in getting along with him,you can email him at pvisionlender@yahoo.com) MK Hello My name is Gabriel brother Pedro, i want to start by giving you an advise,because i was in a situation like this,having a good lender is the first thing, and the second thing is been able to secure the loan. what matter is you not to be scam by those fake lender out there. i will advise you to contact one lender i know,is the one that help me via roberthookinvestment_lender@ya... Thanks GoD bless you all GABRIEL hello, i suggest you contact them at RESERVE BANK, they have an INTEREST RATE of 42.1% EVERY THREE WEEKS on mutual benefits. (richardcarrington_reserveccs@... tel:+447024023314; +447024025915. goodluck |
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