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| *Loan,banking and credit>>>mortgage loan |
How long does it take for a mortgage loan to appear on credit report? |
How long does it take for a mortgage loan to appear on credit report? I assume you mean a new mortgage, and not a late/missed payment. There are three main credit reporting agencies, and they all do things differently, and it can take different amounts of time. It took between ~2 and ~4 months from closing before mine showed up. If you've missed a payment, etc. it may never show up. It depends if the lender reports it at all, reports it to each credit agency, or if you worked out a payment plan with the lender, and they choose not to report. Soon after you close on your loan. Within 3 payments. When it starts reporting it will report every payment. I have a mortgage. |
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