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What three major factors determine a person to get a mortgage loan?



What three major factors determine a person to get a mortgage loan?

1. Income
2. Credit Score & history
3. Debt to income
income
debt
credit worthiness/score
Credit, Income, and Job Stability, Age
credit score, available cash and a good realtor!!!
I would have to say:

1) Credit rating with FICO score
2) Debt-to-income ratio
3) Currently employed
income stability and security
credit rating
debt
Character, capability and credit.
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