*Loan,banking and credit>>>mortgage loan

Can someone get a loan (mortgage) for a piece of land, or does that only apply to houses?

Yes, banks loan on unimproved land w/25% down and good credit. Check around, fees may vary bank to bank as may the interest rate. Source(s): Real estate broker; been there, did that, made a profit.

Yeah, depends on the land...but most houses come with the land too. You can get a loan for just about anything. I know people buy land on loan and build houses on it years later, or sell it.
Of course you can take out a loan on a piece of land. The land would be used as collateral. I don't know if it would be called a mortgage, but who cares?
You can get a mortgage (as long as you qualify) for any useful purpose.
Yes. You can get a loan for the value of the land and/or if you plan to build a house, get a loan based on the future value of the property with the house on it. Just dont be wrong..
A mortgage lien may be recorded against any land, and indeed many or most farms and commercial forests have such mortgages.

A commercial lender will usually lend against vacant land only in anticipation of development, but if you can find a lender that lender can certainly record the lien.

Private lenders tend to take riskier positions, but they also charge more. A mortgage broker can tell you more.