*Loan,banking and credit>>>mortgage loan

Has anyone got a mortgage or loan through option one mortgage, if so what do you think of them?

They are a sub prime lenders but they are very aggressive and can get many things done others may not. Their rates can be a little higher than others but like anything else its about service. I have worked with them and their direct competitors so I'm familiar with their products. If you have anything specific that you need answered or just need piece of mind let me know I'd be more than happy to help. Source(s): Mortgage Consultant with Silver Creek Financial Group, LLC

Anything with the word one after it is the cheapest fly by night place ever .
I'm not sure but remember mortgages and loans are products - shop around for the best deal.
As a loan officer, I have dealt with Option One Mortgage for my clients. They are one of the better alternative credit lenders I have dealt with over the past two years. Loan programs are usually competitive with rates, they have some really good programs. You don't really ask anything specific so I'm not sure exactly what you are looking for. I have not had any complaints from my past customers or from customers who have had mortgages with Option One and were looking to refinance.

If there is something specific you want to have answered, I will be happy to try and answer it for you. Make sure you do read everything and ask questions about anything you do not understand. No question is a stupid question when it comes to mortgage loans.
Sr Loan Officer, OH
No,

I suggest you go to your local bank or credit union, where you have your checking and savings account. They have a genuine interest in making you happy. They want you for a lifelong customer. It will be cheaper in the long run.
Remember closing costs - local banks don't lie to you, and others may deceive you....and then you could have thousands of dollars due at closing that you never planned on.
Your local bank/credit union can't afford to do that to you...as they want to see you weekly....for all your banking needs!

Anyone else - online and whatever does not know you.