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| *Loan,banking and credit>>>mortgage loan |
To a bank, what are the risk differences between mortgage blended and loan principle plus interest repayment? |
Mortgage blended payments have more interest payment portion in early part of amortization. Principle + Interest repayment are constant during repayment period. Any difference in risks to a bank when borrower defaults? when you have a problem with a mortgage you should try to consolidate that loan, this is called debt consolidation. this is rather easy with a debt consolidation plan however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is: http://umgarticles.atspace.com/debt-cons... Default risk is the same for any bank who gives a loan regardless of the cast of characters or how they choose to pay. This is why mortgages are risked based lending. The greater risk you present to the lender the poorer terms you receive on your loan. |
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