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How can I find a mortgage broker in Florida that deals with FHA constuction or rehab loans?



I want to make an offer on a property in Florida but would like to be pre-qualified first. It has a mobile home on it and I don't know if I will need a construction loan or rehab loan? What's the best way for me to proceed?

Contact a local real estate broker in the area. They will know who deals with the FHA.
If the mobile is livable, you won't need either, just a mortgage. contact the realtor that has it listed, they all work with mortgage brokers and they deal with FHA. Good luck. FHA requires a lot of stuff that a conventional loan does not, for example, they will make you bring everything up to current building codes with tie-downs, etc. I just sold 2 mobiles in Central Florida, and the buyers and us had to pay for all this stuff to be done. VA is even worse.
Try these sites out:

http://www.fanniemaefoundation.org/......

http://www.fha-home-loans.com/

http://www.freddiemac.com/
Wanda Ellis, Branch Manager
Charterwest Mortgage, LLC
765-469-1975 24/7
765-327-2065 office / fax
wellis@charterwestmortgage.com
www.mycharterwestmortgage.com
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