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    mortgage loan
    If my husband has better credit than I do, do both of us have to apply for a mortgage loan?
    If you want your name on the house, then you would have to apply jointly. And I would strongly suggest having your name on the house to pro......
    I still owe on a fha home that foreclosed upon, can i still obtain financing on another home mortgage loan?
    could be done............ don't recommend it........ but........seen it............
    Are there any circumstances that would help qualify a 55 yr old man on disability for a reverse mortgage loan?
    I'm sorry but FHA/HUD is very strict on the 62 age requirement. As someone else mentioned you may look into a home equity line of credi......
    Are there any circumstances that would help qualify a 55 yr old man on disability for a reverse mortgage loan?
    hello, here's a link that might help you to find out : ......
    What is the lowest credit rating most lenders require to get the best rate on an owner-occupied mortgage loan?
    Right now you will probably need to have a minimum of a 680 mid score with a 20% down payment to get the best rate on an owner occ mortgage.......
    If I want to buy my first home in about 7 months, how early should I apply for a mortgage loan?
    I think you have a lot to take into consideration here. First and foremost you should know how your credit report looks if you have a spouse......
    Is a credit score of 715 good or bad and do you think i would be able to get a good mortgage loan?
    Yes, a 715 score is good. But do not take for granted that just because you have a good score you have good credit. Score is based on the fo......
    Mortgage loans. DO mortgage lenders use the averg/ credit score from the husband/wife?
    Typically the middle credit score of the primary borrower (wage earner) is used. But there are numerous loan programs out there and it jus......
    I am a first time buyer and i would like to have a 45 year mortgage loan, how do i go about doing that?
    I assume you are looking for a longer term for a lower monthly payment...I suggest looking at not only a 50 year option, but also looking at......
    My credit score is at 680, but I need it at 700 to get a mortgage loan. Any way to raise my fico score fast?
    One thing to remember if/when you pay stuff off (mainly credit cards) is even if you pay a card of so you have $0.00 outstanding that cad wi......
    If a person files bankruptcy a second time after 6 years and still get a mortgage loan?
    If you filed bankruptcy the second time no you can't get a mortgage because your credit will be tarnished for a long time. You're to......
    How does having our lot already paid for play into the equation for a home mortgage loan for building a house?
    -owning the lot, paid for is like having 30,000 in a savings account--it is an asset you own..if you need 200 K for a mortgage, then you mus......
    What is the most outrageous interest rate you've ever heard of for a business mortgage loan?
    With private money I see 18% all the time. That is pretty outrageous to me.......
    Do I have to have a Deed of Trust if I am getting a 2nd mortgage loan from my father. I do plan on deducting?
    If you want to do it right, you will need to execute a deed of trust to your Father outlining the loan amount, interest rate, the number of......
    Wife makes more money than me. my credit is better. she has a steady job. what mortgage loan is for us?
    Both of you have good credit, many lenders have multiple loan programs, I like dealing with lenders directly and this is an invidual choice ......
    Is it better to pay more money to the principal or the escrow on my Home Mortgage Loan?
    Escrow is simply a holding company that acts as intermediary between you and the lender. You pay escrow fees when you close a mortgage deal......
    Is 5.875%, APR of 5.918%, a good rate on a 10/30 fixed rate mortgage loan. It is through a very reputable bank
    The 10/30, is that a balloon in 10 years? Or is it interest-only for the first 10 years? The rate is good either way, but better if it&#......
    Resident Alien with a social secutiry number in Oklahoma trying to purchase a home by getting a mortgage loan.
    I am in banking and I have never heard of a permanent resident not qualifying for a loan based on the grounds he/she is not a naturalized ci......
    Can Yahoo mail provide spam protection by a list of keywords, e.g. casino, mortgage, loan, etc? Thank you.?
    On mail page click on "options" and then scroll to "filters". Click on "add" and enter the words you object to......
    Is it possible to consolidate all your bills, including cars, into a first home mortgage loan?
    Yes, so long as there is sufficient equity in the property to do so. If you can, it can be a good move.......
    Is there anywhere to find out which bank has the best interest for a mortgage loan?
    I don't know where you would go to find out which bank is offering the best mortgage... and, to be honest, I'd recommend shopping ar......
    Does anyone know of a lender who wouldnt require half down for a commercial mortgage loan?
    Yep. Lots of 'em. 50% downpayment would only usually be required if the property can't cashflow above that mark, or if you have really cra......
    I am a registered notary in north carolina. How to you get to do mortgage loan closing as an independent?
    I would put together a letter explaining your services and introducing yourself, include a fee sheet, copy of your license, and a business c......
    My deed of trust I signed at settlement is for $289,900 but my mortgage loan was for $232,000?
    if they are recorded together it will show like that until everything is all paid if you smaller loan is paid , why don't you go bac......
    Is there a federal law concerning how long the FHA has to approve a mortgage loan?
    You're still not closed, I see. There is absolutely no law about how long the underwriting can take. Your loan officer seems to be......
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