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Anyone had any experience with Chase Banks online? How's there Online Checking Account Service? R there fees?



I'm wanting to open up an online checking account. I already have one through NetBank but they charge me a monthly maintenance fee of $8.00 so I'd like to know what other online banks offer totally free checking? Anyone know or had any experience with Chase Banks online? Has anyone ever opened up a checking or savings account with Chase Bank online and what was / is your experience with them? Is it easy to open up an online checking account with them? Do they charge any fees? Is there a minimum balance needed in the account at all times? NetBank recently added the free checking option but when I inquired about it, they told me I wouldn't be able to open up a free checking account since I already have an account with them (the one that charges me an $8 monthly maintenace fee). They told me I'd need to close that account out and then after it's closed out to apply for their Free Checking. Pleez let me know becuz I don't want to have to keep paying the monthly maintenace fees to NetBank.

I have a Chase bank account and have had no trouble with the on-line banking bit. I don't have just an on-line checking account though so I don't know how that feature works.

INGDirect has an e-checking account that's supposed to be fairly nice, but I don't have one so I can't say for sure how it is.
Don't use Chase Bank!! They sneak fees in. Go with Capital One if there is one in your state. They are totally free!!! The minimum balance is $1.00 for a free checking account.
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