*Loan,banking and credit>>>online banking

Is online banking secure?

more or less secure than paying with checks, etc..

It depends on quite a few factors....The problem mostly is that the security of the individual in compromised. In that their online details are exposed to vulnerabillities.Tips for safe online banking
Avoid using public terminals (such as Internet cafes) for Internet banking.
Ensure that you have an updated anti-virus and spyware programme and perform regular system scans.
Never access the site via a link. Rather type the address into the browser address bar or save the address as a 'Favourite'.
Do not open other websites while logged into Internet Banking; only have a single browser window open.
Choose a User ID and password that cannot be easily guessed and change these regularly.
Ensure your computer software is up-to-date.
Check for the padlock in the lower right of your browser window (it indicates a secure site). You can click on this padlock to verify the site "owners".
When you complete your online banking tasks, log off and close the browser window.
Never provide your password over the Internet (by email) or over the telephone to anyone (including persons identifying themselves as bank officials).
Don't trust a PDF payment proof unless verified by the bank - these documents can be manipulated by fraudsters.
Also make sure that when you enter a banking website that it has a https: prefix. Be aware of keystroke logging, as this is either hardware or software that will record all keystrokes, and this could compromise your details....

i've never had any probs and I work for a bank so reckon its just fine
safe if you do it the right way. always clear your cache after having any online transaction. go to tools > internet options > delete cookies. it is also advisable to install anti-spyware.
ON LINE Banking is SECURE.
But, The Checks are secured more.
It's been secure enough for me to keep using it for years. it's the best way in my opinion.
If you see a little Lock icon in the bottom corner of your web browser you are safe if it doesn't your not
Online banking has risks you need to be aware of. The most sever risk is 'keyloggers'. When a hacker inserts a trojen on your machine and a keylogger. They just wait until you have accessed your bank and they have your passwords. My bank sends a confirmation SMS number that I must enter before it allows any transaction. It is a neat security feature.