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| *Loan,banking and credit>>>online banking |
In Online Banking, how do you check to see if you have good credit? or who could you call to get results? |
Whats the best thing you do to get good credit? Online banking will not give you an indication of your credit score. You can now get your credit report for free (no gimmicks - this is a federal law) from annualcreditreport.com. But to know your credit score, you need to obtain a report, such as a FICO score, which you can obtain from myfico.com for a small fee. Their website also has some great tips for helping your credit score. The top three things to increase your credit score include: Home ownership, never pay a bill late, and paying credit card balances in full monthly. I hope this helps! Also, here's a hint - you get your credit report free, once a year, from the 3 major credit reporting bureaus. To keep up with your credit report all year, only select from once of the 3 companies every few months, this way you don't use them all 3 at one time. Also, any time you are rejected for something because of your credit (financing, insurance, etc), you are entitled to a free credit report within 60 days and the company that denies you must provide you the information to obtain the credit report. You know? Mabie its can be stupid answer,but my mom chaking hers kredit every day,so i think i can ask her aboute that.If not ...... There are 3 major credit reporting agencies Equifax, Experian and Trans Union. You are legally entitled to obtain one credit report a year free from these agencies. I would suggest getting one every 4 months and take advantage of these free ones every year. |
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