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Personal and payday loans?



First question: What is a personal advance? Second question: Can you get a personal advance loan if you already have a payday loan? If the answer to the second question is yes, then what kind of paperwork do they require? what are you required to bring in with you?

"What's in a name? That which we call a rose
By any other name would smell as sweet." --From Romeo and Juliet ........These products are probably the same thing. People should not get caught up in names that people throw around and look at the person that's lending you the money. It's either a high interest loan or it's not. You can identify these loans quickly b/c when you ask for an interest rate, they usually will not quote a rate, but instead give you a percentage of the loan like $15 per hundred.

Most payday loan companies use a reporting service called Teletrack. If you have any negative marks in the last 2 years, it's unlikely they will give you a payday loan. They can provide you with your report.

Typically, for a payday loan, they want: Last two pay stubs, last bank statement and some type of utility bill for proof of residence.
http://introxl.com/ Source(s): http://www.teletrack.com/consumers/faq.h...
If you get your priorities straight, you wouldn't need payday or personal advances.
You want neither of those loans because the fees and interest amounts to 75% APR.. not 7.5... 75% APR... avoid them all....
I believe the answer you're looking for can be found on this site. They've got lots of info about the subject.
http://www.******************/...
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