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| *Loan,banking and credit>>>property insurance |
What kind of insurance covers stolen property of mine from a rental on a business trip? |
I was travelling for business wiht a co-worker and he rented a car for us. Our car was broken into and my laptop, ipod, headset and other items were stolen. What kind of insurance might pay for this? What to do? Well auto policies do not cover your personal property inside the auto. The person above who stated this is not correct, I have been in the business for 5+ years and never seen an auto policy pay out on personal property that is not "attached" to the vehicle. Generally those items would be covered under your Renters or Home Owners policy, depending on the coverages listed inside the policy. They generally put a set limit on laptops, and the others would be covered under standard personal property coverage, unless they have a capped limit for property off premises, which they do this sometimes too. The thing to do is call your homeowners or renters agent, see what your deductible is and if its worth calling in a claim. Sounds like it is. Source(s): In the business of insurance. I used to work for an insurance company....It would be your auto insurance. You would need to talk to your insurance agent and make sure this is covered in your policy. Every company's policies are different, so the best bet would be to call your agent. But, do not make the claim until you get all of the information. Agreed that your auto insurance policy does not cover personal property that is stolen from a vehicle. Your homeowners insurance is your best, and easiest, bet. Your second avenue of recourse would be through your emloyer, if they have 1st party commercial property coverage, this probably would not apply because the property belonged to you and not your compay. Good luck pursuing through your homeowners, also keep in mind that there are usually certain limits that will be applied to electronics or computers. Insurance Professional not auto policy http://www.insurance-assurance.com/... |
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