| property insurance |
| Under a Property and Casualty License does Fire fall under that and Under Health does supplemental insurance |
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Every state has specific rules and regulations. I currently hold a Group 1 accident/health/life/hmo license and general lines agent license ...... |
| As a policy holder of home insurance, could i make a claim for an accident on my own property? |
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You would have to read your policy clauses to see if coverage applies to accidents incurred by yourself. Since it is your insurance, I woul...... |
| Can I get insurance to cover me against claims from neighbours if building my extension damages their property |
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Yes; it's called builder's risk insurance. Don't proceed wihout it....... |
| Most Insurance Companies Require These (LIST) for a Swimming Pool to Be Covered on a Home Owners Property? |
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I would imagine that you would need a tall enough fence with a locking gate.
Ask the insurance company to be absolutely sure....... |
| Which insurance field is more lucrative, Health and Life, or Property and Auto? |
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Why not do all of the above?
Independent agents and some P&C agents do it all. (Allstate, Statefarm, Nationwide..)
Sour...... |
| Will the insurance company go after the vandal/s of my property? |
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Yeah, I'd say that it's a certainty that the insurance company will go after the parents for compensation.
The insurance company&...... |
| If I damage my neighbour's property, why does he have to claim on his insurance instead of me? |
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My neighbor just had the same problem and she had to go through her insurance and the neighbors claimed that they would pay for her deductib...... |
| Any such product as insurance for drilling a new water well on own property and coming up dry? |
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Whatever Chris. You apparently worked in an area that has plentiful groundwater resources. Ever pick up a Water Well Journal or National Dri...... |
| What insurance does an owner have to carry for a NNN property? |
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Even though it is an "NNN" property, you still need the basic landlord insurance. Landlord insurance covers the structure. The t...... |
| Where can I find detailed information about insurance claims that have been filed on current damaged property? |
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you want a clue report. its free if insurance was denied for the property. you can also ask your insurance agent for a report too.
...... |
| If property is behind on payments, has been vandelized, can Lender file insurance claim and collect check? |
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The lender has to protect their investment, which is their loan. The collateral (the building) also needs to be protected. Your loan docum...... |
| What is "deed insurance" and should I get it when closing on a property? |
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It is insurance on the fact that the deed for the property you are buying is actually clear and there are no other unknown liens on the prop...... |
| Has the highly regulated insurance industry become a form of taxation required to own property or run business |
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Same with cars and just about everything else. Property Taxes is a big one. You think you own your property, try not paying your taxes on a ...... |
| What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay? |
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i would check your policy to be sure...... |
| When buying new property, do we need to get building insurance at point of exchange OR completion of purhace? |
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Depends on the contract - many times the builder has a builders risk policy that is in effect, until the point of exchange or completion of ...... |
| The terms and conditions of bodily injury property damage comprehensive and collison of auto insurance? |
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This is really something you should take up with your insurance agent as to what specific limits you should carry based on your personal cir...... |
| How much insurance should i have on my rental property? |
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enough to cover the value of the building and improvements but not the land....... |
| Does homeowners insurance cover additional living expenses and personal property? |
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Depends on what you mean.
When most people say homeowners insurance, they're referring to an HO3 policy form, which has SIX built in ...... |
| What type of Insurance should I buy for my Investment Property (Townhouse)? |
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Your insurance agent should be able to answer this question for you. I have very inexpensive insurance for my rental properties through Gran...... |
| Why is it that insurance companies don't want to insure property that is rented out? |
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OK, trailers depreciate in value - so they only get worth less, not more. Kinda like a car.
If you had a rental house, it at least appr...... |
| Paying tax and national insurance on rent i receive from a property i own? |
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Yes you pay tax but not nat ins. Amount of tax depends if you are paying a mortgage on the property and if the flat is furnished. You can cl...... |
| At closing, the Owner's title insurance cost me $1231.00 for the property cost 265k. Is it kind of high? |
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The problem is that no one ever shops for title insurance. The realtors work deals with title companies for kick backs. Next time, make su...... |
| Okay so i have to ask you guys this...insurance agents please help i passed the property side of the exam but |
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Just keep going back over your study materials. Also, taking practice tests helps A LOT.
Find a free practice test here:
...... |
| Will Homeowners insurance cover a damaged automoble on someone elses property? |
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not unless it had a liability rider on the home owners policy!...... |
| If u have a fire in rented property and u don,t have insurance r u required 2 4 damage or the deductible? |
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OK, it's really hard to understand a question with all 2's & R's instead of spelling it out. So likely there will be a misunder...... |
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