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| *Loan,banking and credit>>>refinance loan |
Is there anyway I can get my name out of my home loan without refinancing? |
Is there anyway I can get my name out of my home loan without refinancing? You can always ask but it's highly unlikely that they'll release you unless he refinances in his own name alone. You can ask the lendor to release you, but they usually won't wiyhout refinancing. In most states, it does not matter if your name is on it or not. You are responsible for his debts and vice versa. No. You would have to refinance or sell the house or be foreclosed on and declare bankruptcy to be off the loan. Your husband would have to apply for his own loan. But if he didn't qualify, you would have to be on it too. A loan is a loan in its original form until it is paid off. If you're married you may as well keep it the way it is because it's your responsibility too. most probably not---the lender wants to come after you if he defaults. if you are divorced, you may be able to buy him out and get the bank to release you...but again--i doubt it. good luck :) |
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