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Should we try to get a loan or should he try to refinance?


long story made short what is an arms length law when getting a mortgage? My husband and my debt to income ratio is not good, okay we are trying to buy his dad and moms house or my father in law may refinance and put our name on a house because we are trying to pay his mom off in a divorce and this is the best thing we can come up with she wants 100,000.00 and her car, can he refinance his home by himself if both their names are on the house? how can this work we want to do whatever is quickest and easiest to make everyone happy and we want his parents house, and his dad is still goign to live in the house with us bc he is not in good health he cannot live alone, so how can we do this

Make sure and get title insurance in your name to protect your title! If you screw this up you won't find out until you sell it (maybe 20 years from now). You could lose huge amounts of money at that time because you may have a cloud on your title. It is worth it to pay the money and get the title insurance!
There are a lot of probelms here, and the best solution will depend on several items, including the laws of the state you are in regards to divorce, as well as your exact credit rating, the value of the house and the equity in it and more. A quick answer will probably be a wrong answer, and you don't want that.

I would suggest you contact a good real estate lawyer who also is familiar with divorce law in your state. Barring that, if you could email me more details, I'd be hapy to give you a more informed answer.
Hi,
I used "Loan Web" to refinance my home loan.I got the lowest rate in nation( through my extensive search).It's legitimate.I came accross this company on NBC News Special Edition.Check it out here:
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