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Can i refinance my balloon balance payment on my car loan thru a bank vs. car dealer?


The original loan was made through car dealer. I thought I would have to do a lease buy out loan.

Yes, just get the payoff of your current loan and apply for the same amount through another bank or credit union.

http://www.creditunion.coop/ Source(s): bmw client advisor
If your credit is in good enough shape you can finance the balloon with a bank or credit union. I'd suggest a credit union you'll get better rates.
Who do you make your payments to? Call them and ask what your options are.
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