|
|
| *Loan,banking and credit>>>renters insurance |
Does renters insurance cover personal injury on their property? |
Does renters insurance cover personal injury on their property? Both homeowners and renters insurance does cover personal injury protection, but it is personal injury liability protection. It protects you in case you cause an injury and another person takes action against you. There is also a guest medical provision that pays up to the dollar limit for injuries to a guest without them having to file suit against you. Your own policy would not pay for injuries for you or your child but if the parents of the 11 year old that dropped your child have a policy, you can take action against them and collect from their policy. Source(s): 29 years in the insurance business Do you mean legal liability for injury to others due to your negligence? Yes. Do you mean injury to others for which you are not legally liable? No. Do you mean your own injury? No. I am in the insurance business. some policies do. But, not all policies are the same. And generally, there's a limit to the liability that the insurance will cover. The owner's insurance would likely be where an attorney would place the focus for any recovery. No rental insurance will not cover this. As it is not considered an accident. You can sue the parents to cover the medical bills though Your lawyer is correct. Homeowners insurance and renters insurance both cover personal liability and medical expense to others. Subject to the terms of the policy of course. This is covered under Section II of most policies. The deductible generally doesn't apply either. Meaning that the owner/renter of the residence that your child was hurt at wouldn't have to pay a deductible. |
| Tags |
| fair tax federal tax deferred tax property insurance renters insurance social insurance state insurance student insurance online insurance term insurance |
SiteMap--Copyright/IP Policy--Contact Webmaster For personal non-commercial use only. |