Apparantly tree roots grew into the pipes and caused it to back up and spill into the basement. We have over 50 boxes with water and "more" type damage. Farmers insurance won't tell me what my policy covers without me first filing a claim. However, if I file a claim, and find out it is not covered, it will stay on my record and be a negative when we buy a house and could keep us from getting a decent ins. rate. Thanks
If you are renting the house, then the owner MUST have that drain repaired, and his or her insurance will cover any damage to your goods.
Renter's insurance covers damage that you may do to the house, or that may occur to your property, other than obvious negligence. The owner of the property from which you are renting must fix things like drain blockage cause by roots, and must do so within a reasonable period of time. |
